Best P2P Cashback Offers for November 2024

Below you will find the best cashback offers for each platform. Some of the offers are available to absolutely everyone, others you have to use the affiliate link of a specific partner to get the highest cashback amount. We’re using our own affiliate link if it works for the highest commission, otherwise we use the affiliate link of whichever affiliate gets you the highest cashback. If you come across a cashback offer that’s better than what’s in this list, contact us and we’ll add it.

Bondora

• EUR 5 signup bonus after registration via Lars. Direct link to offer here.

Bondster

• Caution: Jakub reports that most lenders don’t honor the buyback guarantee. Investors’ money is at risk.
• 1% cashback bonus, calculated 30, 60 and 90 days after registration. Essentially that’s 1% for 90 days, but if you invest during the first 30 days, they’ll give you the cashback for that investment after 30 days. Same goes for the cut offs after 60 and 90 days. Cashback is only paid on net increases in investments, so if you take money out and put it back in again you don’t get paid twice. Direct link to offer here.*

Brickstarter

• Get 1% cashback bonus with promo code BRICK1 through this link* or alternatively a EUR 25 signup bonus with promo code P2PEMPIRE25_ES via Jakub’s site.

Crowdpear

• 1% of the invested amount after 90 days through this link. (from 17.09. – 31.10. there is an additional 10 EUR with the code AUTUMN24. Details of the promotion here) via Lars.

Debitum

• 1% cashback for all investments made the first 30 days after registration. Signup here.*

Esketit

• 0.5% cashback on your investment during the first 90 days and an additional bonus based on how much you invest: EUR 25,000 gets you 0.5% and EUR 50,000 gets you 1% for a total of up to 1.5%. Sign up here. (via Jakub)

EstateGuru

• 0.5% cashback on your investment for the first 90 days through this link (code EGU31719) via Lars.

Fintown

• 15 EUR signup bonus (via Jakub)
• 2% cashback on your first investment, which is paid out after 3 days, access here – via Lars.

HeavyFinance

• 2% cashback after 30 days when signing up through any affiliate link – like this one*.

Income

• 1% cashback for 30 days via Jakub
•  1% cashback (minimum 10 EUR for minimal investment) extra with the code HKJWPH, and starting from a 100 EUR investment. Register here – via Lars

Indemo

• 4% via Jakub
• 1.74% – 3.74% instant cashback depending on the investment amount via the “Fast Track” program. With the code “kredithai” you start directly with 2.24%. Access here – via Lars

Inrento

• EUR 20 starting credit after the first investment when you sign up as a friend through this link via Lars.

Iuvo

• Careful: There have been reports on Telegram groups about issues with Iuvo
• 0.75% cashback up to EUR 150 during first 60 days on Jakub’s site.

LANDE

• 3% cashback after 30 days till 31.12.2024. Register here*.

Lendermarket

• Careful: Lars reported issues with Lendermarket
• 1% cashback after 60 days. Register here – via Lars

Lonvest

• 1% cashback via Jakub on his site.

Mintos

• EUR 15 welcome bonus from EUR 1,500 investment, access through this link – via Lars

Monefit SmartSaver

• 0.25% cashback after 90 days through this link + 5 EUR start bonus – via Lars

Nectaro (1%)

• Nectaro frequently runs high cashback campaigns. Currently though only the standard 1% is available. Sign up here*.

NEO finance

• EUR 10 after your first investment via Jakub on his site.

PeerBerry

• 0.5% cashback on your investments during the first 90 days and an additional bonus based on how much you invest: EUR 10,000 gets you 0.5%, EUR 25,000 gets you 0.75% and EUR 40,000 gets you 1% for a total of up to 1.5% (via Jakub on his site)

Rendity

• EUR 25 after your first investment (via Jakub on his site).

Robocash

• 1% during first 30 days via Jakub on his site.

Swaper

• 2% cashback via Jakub on his site.

Twino

• 20 EUR bonus through this link with a minimum investment of 100 EUR via Lars

Ventus Energy

• Until December 31st, 2024 you’ll get up to 8.5% cashback (7.5% from their bonus campaign and an extra 1% by using our affiliate link to sign up). However, you’re better of shooting for ‘only’ 7.67%. You can see why in our Ventus cashback post.

ViaInvest

• 1.0% of the invested amount after 90 days through this link. via Lars

Who are Lars and Jakub?

At the time of writing all bonus and cashback offers are either our own, or come through Lars or Jakub. If you know of anyone else having exclusive offers, please reach out and I’ll be happy to add them.

Lars and Jakub are some of the most respected (if not the most respected) P2P bloggers that have been around for several years. Lars blogs and broadcasts (mostly) in German at Passives Einkommen mit P2P while Jakub does the same in English and several other languages at P2P Empire. I’d definitely pay attention if they warn against a specific platform.