Best P2P Cashback Offers – June 2025 | Up to 6.6% Bonus

Below you will find the best cashback offers for each P2P lending platform. Some of the offers are available to absolutely everyone, others you have to use the affiliate link of a specific partner to get the highest cashback amount. We’re using our own affiliate link if it works for the highest commission, otherwise we use the affiliate link of whichever affiliate gets you the highest cashback. If you come across a cashback offer that’s better than what’s in this list, contact us and we’ll add it.

Bondora

Bondora is currently only offering lucky-draws until June 4th, so nothing you can count on.

Bondster: 1%

Caution: Jakub reports that most lenders don’t honor the buyback guarantee. Investors’ money is at risk.

1% cashback bonus, calculated 30, 60 and 90 days after registration. Essentially that’s 1% for 90 days, but if you invest during the first 30 days, they’ll give you the cashback for that investment after 30 days. Same goes for the cut offs after 60 and 90 days. Cashback is only paid on net increases in investments, so if you take money out and put it back in again you don’t get paid twice. Direct link to offer here.*

Brickstarter: €25

Get a €25 signup bonus with promo code P2PEMPIRE25_ES via Jakub’s site.

Capitalia

We’re not currently aware of any cashback offers at capitalia.

Crowdpear

Currently there is a 0.5% bonus at Crowdpear.

Debitum Investments

Debitum* is running a Summer Bonus campaign for investments in Latvian Forest Development Fund (LFDF) assets from June 11-18, 2025. The bonus tiers are:

• €3,000-€5,999 invested → €120 bonus
• €6,000-€9,999 invested → €240 bonus
• €10,000-€15,999 invested → €400 bonus
• €16,000-€24,999 invested → €640 bonus
• €25,000+ invested → €1,000 bonus + VIP access + branded hoodie

Best value: Invest at the lower end of each bracket (e.g. €6,000) to maximize the percentage bonus, reaching a maximum of 4%.

Important: Limited €25,000 bonus pool on first-come, first-served basis – so only the first €625,000 invested get it. You must register for the bonus campaign first, deposit new funds, then invest in LFDF assets with 340+ day terms between June 11 (11:00 CET) and June 18 (18:00 CET).

If you don’t have an account yet, you can sign up here*.

Devon

Devon* is offering a 3% cashback bonus on all investments made by June 30, 2025. The cashback is credited instantly after funding and automatically reinvested into the same project you selected. Note that the bonus doesn’t apply to funding related to daily interest compounding, and some Early Exit conditions may affect eligibility. Reported by Lars.

Important: Make sure to check the “How it works” section for each project as Early Exit terms could impact your cashback eligibility.

Esketit

0.5% cashback on your investment during the first 90 days and an additional bonus based on how much you invest: €25,000 gets you 0.5% and €50,000 gets you 1% for a total of up to 1.5%. (via Jakub)

EstateGuru

0.5% cashback on your investment for the first 90 days through this link (code EGU31719) via Lars.

Fintown

€15 signup bonus (via Jakub) and 2% cashback on your first investment, which is paid out after 3 days, access here – via Lars.

FinForta

Offers 1% cashback.

Income

The current highest available bonus for Income Marketplace is 1% of your first 30-day daily average investment without an upper cap through our link*.

Here’s Income’s statement on other promo codes and links: “Please note that there has never been a 2% cash-back offer on Income, so the offer displayed on [other website] is invalid.”

Some sites report higher percentages, but we confirmed with Income that there currently is no promo code or affiliate link that offers more than 1%. In fact, our link* is currently the only one we are aware of that doesn’t cap the bonus at €500.

Indemo: 4%

Indemo* is offering up to 4% cashback from now until June 30th if you invest €5,000+. You’ll still get 3% if you invest €1,500+. Indemo will sum up all your investments for this campaign, so you don’t have to do all of that in one go. In addition, as part of Indemo’s INVEST Stuttgart promotion and until June 9th, new subscribers earn €30 if they make an investment of at least €100 after signing up through this link.

Inrento: €20

€20 starting credit after the first investment when you sign up as a friend through this link via Lars.

InSoil Finance

InSoil Finance (formerly known as HeavyFinance) is offering 2% cashback after 30 days when signing up through any affiliate link – like this one*. This campaign is ongoing with no specific end date.

Iuvo: 2%

Careful: There have been reports on Telegram groups about issues with Iuvo

Lars reported on Telegram a 2% cashback campaign for IUVO. You’ll need to register first – details available here. If you don’t have an account yet, you can sign up with Lars’ affiliate link here.

LANDE: 3%

3% cashback after 30 days available through this link*. Extended until December 31st, 2025.

Lendermarket: 3.3%

Careful: Lars reported issues with Lendermarket

3.3% cashback if you invest exactly €150,000. Way too risky in my eyes. Lars is apparently doing some investments there again, but since even the lowest cashback offer (2%) requires €5,000, I’d probably stay away. If you want to look it up anyway, you can do so here. Reported by Lars.

Loanch

Careful: Lars used to caution against Loanch because of their founding team which seems to have been associated with more dubious platforms before. On his site he currently doesn’t share those concerns (anymore). Why? No idea. I’d be cautious.

Loanch currently offers 1% cashback.

Lonvest: 1%

1% cashback via Jakub on his site.

Maclear: 6.6%

Maclear has been offering 4.6% in the form of €23 for every €500 invested (limit is €5000 per project, but you can do it for as many projects as you like). Reported by Lars. In addition, if you’re a first time investor, you can get an additional 2% cashback (so a total of 6.6%) by getting referred by an existing investor. Don’t know an existing investor? Hint: Why don’t you check out the Maclear investor Telegram chat?

Mintos

Mintos* is offering €25 for your first investment.

Moncera

We’re not currently aware of any bonus or cashback campaigns at Moncera.

Monefit SmartSaver

0.25% cashback after 90 days through this link + €5 start bonus – via Lars

Nectaro

Nectaro offers 1% cashback for the first 30 days through this link*.

NEO finance: €10

€10 after your first investment via Jakub on his site.

PeerBerry

0.5% cashback on your investments during the first 90 days and an additional bonus based on how much you invest: €10,000 gets you 0.5%, €25,000 gets you 0.75% and €40,000 gets you 1% for a total of up to 1.5% (via Jakub on his site)

Rendity: €25

€25 after your first investment (via Jakub on his site).

Robocash: 1%

1% during first 30 days via Jakub on his site.

Scramble

A grand total of €5. I’m not even going to bother to look up an affiliate link for that. Go Google them.

Swaper

2% cashback via Jakub on his site.

Twino

TWINO offers +2% interest* (until June 30th) on all newly invested funds in Polish loan securities made within first 90 days after registration by new investors. Their Polish loan securities usually run from 3 to 12 months, so ideally aim for something that’s at least 9 months (12 would be ideal) to maximize the extra income from the 2% interest increase.

Ventus Energy

Ventus Energy* launched a loyalty program in June 2025 that adds annual interest bonuses based on your outstanding portfolio:

• Spark: 0.5% bonus for €10,000+ invested
• High Voltage: 0.75% bonus for €25,000+ invested
• Super Charge: 1% bonus for €50,000+ invested

These loyalty bonuses are added to standard project interest rates automatically. However, if you use Early Exit on any project, you lose your loyalty status for 180 days.

Ventus* also continues their 5% cashback offer on newly listed projects (look for the cashback badge). Combined with the loyalty program, long-term investors can potentially earn significant additional returns.

Important: Early Exit requests result in 180-day suspension from loyalty bonuses and affiliate programs. Loyalty bonuses don’t stack with Founder’s Reward bonuses for the first 100 investors with €100,000+ active investments.

ViaInvest

You’ll get 1% cashback at ViaInvest when signing up through this link*. No expiration date.

Who are Lars and Jakub?

At the time of writing all P2P bonus and cashback offers are either our own, or come through Lars or Jakub. If you know of anyone else having exclusive offers, please reach out and I’ll be happy to add them.

Lars and Jakub are some of the most respected (if not the most respected) P2P bloggers that have been around for several years. Lars blogs and broadcasts (mostly) in German at Passives Einkommen mit P2P while Jakub does the same in English and several other languages at P2P Empire. I’d definitely pay attention if they warn against a specific platform.