Debitum’s New Bonus Campaign: Up to 8.75% Cashback

Author avatar By Samuel, 20 October 2024

Debitum Investments* has kicked off its largest bonus campaign yet, running from October 21st to October 31st, 2024 (Update: Link is fixed). Let’s take a look at the numbers:

The Basics:

  • Dates: October 21st – October 31st, 2024
  • Total Bonus Pool: €80,000
  • Bonus Breakdown (Cashback Percentages):
    • Invest €4000 – €9999: €250 bonus = Up to 6.25% cashback
    • Invest €10000 – €19999: €600 bonus = Up to 6% cashback
    • Invest €20000 – €39999: €1100 bonus = Up to 5.5% cashback
    • Invest €40000+: €2000 bonus = 5% cashback + VIP Investor Club access

There’s an extra €100 early bird bonus available for investments made in the first 48 hours of the campaign, which can increase your total cashback by 1-2%. Bonus has expired.

Maximizing Your Cashback

Here is how to get the maximum cashback percentage:

  • Invest €4000 before October 23rd, to get:
    • Standard Bonus: €250
    • Early Bird Bonus: €100 Expired
    • Total Bonus: €250
    • Effective Cashback: (€250 / €4000) * 100% = 6.25%

This makes the highest possible cashback 6.25%—achievable by investing the minimum €4000 getting the early bird bonus.

Why This Stands Out

High Cashback Rates

Cashback percentages in P2P campaigns usually hover around 1-2%. Recently we’ve seen some higher rates (e.g. Nectaro had an offer with 5% for a few days). However, even 6.25% is unheard of. Given that it only takes 40 investors investing the maximum, it probably makes sense to get in early anyway.

VIP Access for Larger Investors

For those who invest over €40000, the 5.25% cashback is still quite decent, though at that point the early bird bonus doesn’t add much. There’s the additional VIP Investor Club access that comes at that level (whatever that may mean) as well as travel expenses to visit their office in Riga. Fun for the curious, but considering that this ‘free trip’ saves you a grand total of €126 for a direct flight with Air Baltic, I sincerely hope that doesn’t move the needle for anyone.

Would?

The potential 6.25% cashback is neat. If you’re cool with Debitum, I’d go for it with €4000. Higher tiers only make sense in my eyes as long as you don’t put more than 20% of your total P2P portfolio in the platform.

As usual, this is not investment advice, we do earn a commission (albeit at no cost to you) and I recommend not getting greedy just because there’s a high cashback percentage: Do your diligence and don’t invest more than you can afford to loose.

With this out of the way, keep in mind that KYC, funding the account and investing might take some time, so if this works for you, I’d get the ball rolling to get in in time for the early bird deadline on October 23rd. Here’s the link to sign up and snag the bonus*.

Made with 🍅🥖️ near Barcelona

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