Nectaro’s 5% End-of-Year Cashback Offer: What to Know

Nectaro* has announced a Cashback promotion promising as much as 5% cashback. Here’s a breakdown of how it works as well what strategy results in the highest cashback return:

Cashback Structure

1. Initial Investment Phase (Oct 9 – Nov 3)
   • Minimum total investment: €500.
   • Cashback for investments between €500 and €14,999: 1%.
   • Cashback for investments of €15,000 or more: 2%.
2. Hold & Maintain Phase (Nov 4 – Dec 4)
   • An additional 1% Cashback is available for maintaining or increasing the portfolio value during this period.
3. Final Phase (Dec 5 – Jan 5)
   • Investors who continue to hold or increase their portfolio value can receive another 1% or 2% Cashback, depending on their initial investment level.

Important Dates and Details

• Investment Window: Oct 9 – Nov 3, 2024.
• First Cashback Vesting: Nov 3, 2024, based on initial investment.
• Second Cashback Vesting: Dec 4, 2024, contingent on portfolio stability.
• Final Cashback Vesting: Jan 5, 2025, to complete the total potential 5% Cashback.
• Maximum Bonus: Capped at €1,000 per investor.
• Cashback will be credited by Jan 6, 2025.
• Sign-up link*

Strategy For Highest Cashback Return

The mathematical highest return of 5% is achieved through investing at least EUR 15,000 (but not more than EUR 20,000) by November 3rd. Invest into the shortest duration loans (e.g. 1 year 10 days) even if it means you’ll accept a lower interest rate (e.g. 12% instead of 13.5%). Then sit on it till January 5th and liquidate at your earliest opportunity. Since Nectaro doesn’t have a secondary market yet, it probably means you’ll need to hold for roughly a year or whatever the shortest loan duration is you can find. This would yield a total return of ~17% for your investment.

Considerations

This offer incentivizes long-term portfolio maintenance. However, it requires a substantial investment and adherence to holding periods to earn the full benefits. Complete verification processes, including KYC and S&A, are necessary for participation. As usual: This is not investment advice, we receive a commission if you sign up through one of our links at no cost to you and you need to do your own research before you put your money in.

More Cashback Campaigns

We started keeping track of the best Cashback rates available for different platforms, regardless of which channel / affiliate has it. I also just added this offer there. More details in our best cashback offers blog post.