You can create multiple strategies and prioritize their execution order. Other configuration options are: interest rates, remaining loan term, investment in one loan or target portfolio size.
Manual-Invest
Afranga
Available
You can manually invest both on the primary and on the secondary market.
Instant Cash-Out
Afranga
Not available
Secondary Market
Afranga
Available
The platform introduced in October 2021 the long awaited secondary market. Before that, many investors concentrated on very short-term loan investments. However, terms vary but are not very long-term neither (we have seen up to 24 months) on afranga.
Risk & Security
Buyback Guarantee
Afranga
Available
The platform states that loans are bought back when 60 days late: "All loans listed on Afranga come with a Buyback Guarantee. If a loan becomes 60 days delinquent you will receive back your investment plus accrued interest."
Payment Guarantee
Afranga
Not available
Rating System
Afranga
Not available
Due Diligence
Afranga
Not available
Skin in the Game
Afranga
Available
Stikcredit loan originator has usually 10% skin in the game.
Collaterals
Afranga
n/a
Maximum Loan To Value (LTV)
Afranga
n/a
Afranga – is it a match?
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