Twino offers a wide range of loan investments, while emphasizing its European origins. The platforms brokers directly the loans between the involved parties. Having started in 2009, it uses buy-back guarantees to convince potential investors.
|Twino||Direct (peer-to-peer), Marketplace (peer-to-business)|
|Twino||Peers, Loan Originators|
|Twino||Business Loans, Consumer Loans, Real Estate|
|Twino||10.00% – 14.00%|
Number of Originators
Number of Countries
Average Net Return
Total Loans Funded
Loans 1 To 15 Days Late
Loans 16 To 30 Days Late
Loans 31 To 60 Days Late
Loans 60 Plus Days Late
Loans Defaulted (In Recovery)
Loans Defaulted (Recovered)
Loans Defaulted (Written Off)
Average Amount Per Investor
Late Fees Earned
Loan Originators Statistics new
Available as: Auto-Invest, Auto-Invest Portfolios, Portfolio Builder
Basically Auto-Invest, Auto-Invest Portfolios and Portfolio Builder are the same thing.
Available as: Manual Investment, Ventures
Use Manual Investment to invest into single loans. Or, what makes more sense, pick your favorite real estate object with Ventures.
Once you have invested into a loan, you can offer them for sale on a automatized secondary market. You can also only sell a part of the debt that the lender owes to you. By this, you can pull your money out of the investments.
Risk & Security
Twino promises to buy back a loan (principal amount and accrued interest for full term), if a borrower is late with the repayment for over 60 days.
Available as: PG
Twino claims it would compensate both the invested principal amount and interest according to the loan repayment schedule for the whole loan period, even if the borrower is late with the repayment.
|Skin in the Game|
|Twino||Property, Personal Guarantee, Business Guarantee, Company Stocks|
Maximum Loan To Value (LTV)
Sign Up Bonus
Earn 20€ after having signed up, deposited and invested at least 500€ to your Twino investment account.