Twino offers a wide range of loan investments, while emphasizing its European origins. The platforms brokers directly the loans between the involved parties. Having started in 2009, it uses buy-back guarantees to convince potential investors.
Direct (peer-to-peer), Marketplace (peer-to-business)
Originator Types
Twino
Peers, Loan Originators
Investing Into
Twino
Business Loans, Consumer Loans, Real Estate
HQ Country
Twino
Latvia
Investments
Interest Rates
Twino
10.00%
–
14.00%
Number of Originators
Twino
0
Number of Countries
Twino
5
Currencies
Twino
n/a
Minimum Investment
Twino
10
EUR
Statistics
Average Net Return
Twino
10.00%
Total Loans Funded
Twino
82m
EUR
Loans Outstanding
Twino
n/a
Loans Current
Twino
n/a
Loans Late
Twino
n/a
Loans 1 To 15 Days Late
Twino
n/a
Loans 16 To 30 Days Late
Twino
n/a
Loans 31 To 60 Days Late
Twino
n/a
Loans 60 Plus Days Late
Twino
n/a
Loans Defaulted (In Recovery)
Twino
n/a
Loans Defaulted (Recovered)
Twino
n/a
Loans Defaulted (Written Off)
Twino
n/a
Investors
Twino
25,622
Average Amount Per Investor
Twino
n/a
Principal Returned
Twino
n/a
Interest Earned
Twino
n/a
Late Fees Earned
Twino
n/a
Loan Originators Statistics
new
Twino
n/a
Features
Auto-Invest
Twino
Available as:
Auto-Invest, Auto-Invest Portfolios, Portfolio Builder
Basically Auto-Invest, Auto-Invest Portfolios and Portfolio Builder are the same thing.
Manual-Invest
Twino
Available as:
Manual Investment, Ventures
Use Manual Investment to invest into single loans. Or, what makes more sense, pick your favorite real estate object with Ventures.
Instant Cash-Out
Twino
Not available
Secondary Market
Twino
Available
Once you have invested into a loan, you can offer them for sale on a automatized secondary market. You can also only sell a part of the debt that the lender owes to you. By this, you can pull your money out of the investments.
Risk & Security
Buyback Guarantee
Twino
Available
Twino promises to buy back a loan (principal amount and accrued interest for full term), if a borrower is late with the repayment for over 60 days.
Payment Guarantee
Twino
Available as:
PG
Twino claims it would compensate both the invested principal amount and interest according to the loan repayment schedule for the whole loan period, even if the borrower is late with the repayment.
Rating System
Twino
Not available
Due Diligence
Twino
Not available
Skin in the Game
Twino
Not available
Collaterals
Twino
Property, Personal Guarantee, Business Guarantee, Company Stocks
Maximum Loan To Value (LTV)
Twino
n/a
Sign Up Bonus
Earn 20€ after having signed up, deposited and invested at least 500€ to your Twino investment account.
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Latvia
