Viventor is currently negatively debated in the investors community. The former CEO left the company and it remained without leadership for a while. Furthermore, market development is negative as the platform got a huge blow from the corona crisis. There is also a conflict of interest, as the investment company behind viventor – Atlantis Financiers – has been also a loan originator on the platform. In March 2021, Atlantis Financiers became suspended on ViVentor. The ratio between loans on the primary market and the secondary has increased with investors fleeing the platform. Note also: Although the company is legally registered in Latvia, it is effectively operating from Lithuania.
Business Loans, Consumer Loans, Leasing, Real Estate
HQ Country
Viventor
Latvia
Investments
Interest Rates
Viventor
6.00%
–
16.00%
Number of Originators
Viventor
17
Number of Countries
Viventor
14
Currencies
Viventor
EUR
Minimum Investment
Viventor
10
EUR
Statistics
Average Net Return
Viventor
13.60%
Total Loans Funded
Viventor
140m
EUR
Loans Outstanding
Viventor
n/a
Loans Current
Viventor
n/a
Loans Late
Viventor
n/a
Loans 1 To 15 Days Late
Viventor
n/a
Loans 16 To 30 Days Late
Viventor
n/a
Loans 31 To 60 Days Late
Viventor
n/a
Loans 60 Plus Days Late
Viventor
n/a
Loans Defaulted (In Recovery)
Viventor
n/a
Loans Defaulted (Recovered)
Viventor
n/a
Loans Defaulted (Written Off)
Viventor
n/a
Investors
Viventor
7,446
Average Amount Per Investor
Viventor
n/a
Principal Returned
Viventor
n/a
Interest Earned
Viventor
n/a
Late Fees Earned
Viventor
n/a
Loan Originators Statistics
new
Viventor
n/a
Features
Auto-Invest
Viventor
Available as:
Auto-Invest
Manual-Invest
Viventor
Available
Instant Cash-Out
Viventor
Not available
Secondary Market
Viventor
Available
Risk & Security
Buyback Guarantee
Viventor
Available
viventor pledges: "All loans come with buyback guarantee so the Loan originator will buy back loans in full with accrued interest, if a borrower is over 30, 60 or 90 days late."
Payment Guarantee
Viventor
Available
Some loan originators promise monthly payments on behalf of the borrowers.
Rating System
Viventor
Not available
Due Diligence
Viventor
Available
ViVentor pledges to carry out due diligence of the loan originators: the company, its financial situation and its financial projections. Due Diligence would be carried out on a regular basis.
Skin in the Game
Viventor
Available
ViVentor requires its loan originators to have at least 5% skin in the game.
Collaterals
Viventor
Property
Maximum Loan To Value (LTV)
Viventor
75.00%
Viventor – is it a match?
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