Crowdestor Review

We currently do not have an in-depth review for this platform.

Rating

⭒⭒⭒⭒⭒

Key Facts

Investment Structures	Direct (peer-to-peer)
Originator Types	Peers
Investing Into	Business Loans, Real Estate
HQ Country	Estonia

Investments

Interest Rates	9.50% – 28.00%
Number of Originators	1
Number of Countries	4
Currencies	EUR
Minimum Investment	50 EUR

Statistics

Average Net Return	20.45%
Total Loans Funded	n/a
Loans Outstanding	n/a
Loans Current	n/a
Loans Late	n/a
Loans 1 To 15 Days Late	n/a
Loans 16 To 30 Days Late	n/a
Loans 31 To 60 Days Late	n/a
Loans 60 Plus Days Late	n/a
Loans Defaulted (In Recovery)	n/a
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	21,856
Average Amount Per Investor	n/a
Principal Returned	n/a
Interest Earned	n/a
Late Fees Earned	n/a

Features

Auto-Invest	Not available
Manual-Invest	Available
The only way to invest on crowdestor is via manual invest.
Secondary Market	Available
As of January 2021, crowdestor charges a fee of 2÷ fee for sales on the secondary market.
Instant Cash-Out	Available as: Crowdestor Flex
In July 2021, crowdestor launched crowdestor Flex – a new investment product where they promise stable 12÷ returns accredited daily to the investor's account. Many could be paid out instantly. Already in August 2021, crowdestor stopped advertising the Flex feature. Access is not possible anymore. Reasons mentioned within the P2P community were that offering such product would be conflicting with financial regulations, as they would offer a sort of deposit account being rewarded with interest.

Risk & Security

Buyback Guarantee	Available as: provision fund, warranty fund
Partial buy-back guarantee may be applied through a warranty fund ("provision fund").
Payment Guarantee	Not available

Rating System	Available as: Credit Scoring
Crowdestor applies a mathematical risk scoring to the companies that you can invest into. It considers comprehensive data points from a third party provider. The result of the risk score determines whether an investment is considered for funding, or gets rejected.
Due Diligence	Available as: Key Metrics
For each investment project, crowdestor provides a "key metrics" sheet. It contains data of: company rating, company score, personal score, probability of default, loss given default, expected loss, reasons for rejection, things to improve, estimated funding time
Skin in the Game	Not available

Collaterals	Personal Guarantee, Business Guarantee
Maximum Loan To Value (LTV)	n/a

Crowdestor – is it a match?

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Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.