Crowdestor Review

We currently do not have an in-depth review for this platform.

Rating

⭒⭒⭒⭒⭒
Compare all 6 ratings

Key Facts

Investment Structures Direct (peer-to-peer)
Originator Types Peers
Investing Into Business Loans, Real Estate
HQ Country country image Estonia

Investments

Interest Rates 9.50% – 28.00%
Number of Originators 1
Number of Countries 4
Currencies EUR
Minimum Investment 50 EUR

Statistics

Average Net Return 20.45%
Total Loans Funded n/a
Loans Outstanding n/a
Loans Current n/a
Loans Late n/a
Loans 1 To 15 Days Late n/a
Loans 16 To 30 Days Late n/a
Loans 31 To 60 Days Late n/a
Loans 60 Plus Days Late n/a
Loans Defaulted (In Recovery) n/a
Loans Defaulted (Recovered) n/a
Loans Defaulted (Written Off) n/a
Investors 21,856
Average Amount Per Investor n/a
Principal Returned n/a
Interest Earned n/a
Late Fees Earned n/a

Features

Auto-Invest
Not available
Manual-Invest
Available

The only way to invest on crowdestor is via manual invest.

Secondary Market
Available

As of January 2021, crowdestor charges a fee of 2÷ fee for sales on the secondary market.

Instant Cash-Out
Available as: Crowdestor Flex

In July 2021, crowdestor launched crowdestor Flex – a new investment product where they promise stable 12÷ returns accredited daily to the investor's account. Many could be paid out instantly. Already in August 2021, crowdestor stopped advertising the Flex feature. Access is not possible anymore. Reasons mentioned within the P2P community were that offering such product would be conflicting with financial regulations, as they would offer a sort of deposit account being rewarded with interest.

Risk & Security

Buyback Guarantee
Available as: provision fund, warranty fund

Partial buy-back guarantee may be applied through a warranty fund ("provision fund").

Payment Guarantee
Not available
Rating System
Available as: Credit Scoring

Crowdestor applies a mathematical risk scoring to the companies that you can invest into. It considers comprehensive data points from a third party provider. The result of the risk score determines whether an investment is considered for funding, or gets rejected.

Due Diligence
Available as: Key Metrics

For each investment project, crowdestor provides a "key metrics" sheet. It contains data of: company rating, company score, personal score, probability of default, loss given default, expected loss, reasons for rejection, things to improve, estimated funding time

Skin in the Game
Not available
Collaterals Personal Guarantee, Business Guarantee
Maximum Loan To Value (LTV) n/a

Sign Up Bonus

You will earn 1% cashback from investments you will make in Business loans. This cashback will last for 90 days starting from your registration date.

Made with 🍅🥖️ near Barcelona

Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.

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