Viventor Review

Description

Viventor is currently negatively debated in the investors community. The former CEO left the company and it remained without leadership for a while. Furthermore, market development is negative as the platform got a huge blow from the corona crisis. There is also a conflict of interest, as the investment company behind viventor – Atlantis Financiers – has been also a loan originator on the platform. In March 2021, Atlantis Financiers became suspended on ViVentor. The ratio between loans on the primary market and the secondary has increased with investors fleeing the platform. Note also: Although the company is legally registered in Latvia, it is effectively operating from Lithuania.

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Rating

⭑⭑ ⭒⭒⭒
2.0
based on 2 ratings

Key Facts

Investment Structures Marketplace (peer-to-business)
Originator Types Loan Originators
Investing Into Business Loans, Consumer Loans, Leasing, Real Estate
HQ Country country image Latvia

Investments

Interest Rates 6.00% – 16.00%
Number of Originators 17
Number of Countries 14
Currencies EUR
Minimum Investment 10 EUR

Statistics

Average Net Return 13.60%
Total Loans Funded 139,992,266 EUR
Loans Outstanding n/a
Loans Current n/a
Loans Late n/a
Loans 1 To 15 Days Late n/a
Loans 16 To 30 Days Late n/a
Loans 31 To 60 Days Late n/a
Loans 60 Plus Days Late n/a
Loans Defaulted (In Recovery) n/a
Loans Defaulted (Recovered) n/a
Loans Defaulted (Written Off) n/a
Investors 7,446
Average Amount Per Investor n/a
Principal Returned n/a
Interest Earned n/a
Late Fees Earned n/a

Features

Auto-Invest
Available as: Auto-Invest
Manual-Invest
Available
Secondary Market
Available
Instant Cash-Out
Not available

Risk & Security

Buyback Guarantee
Available

viventor pledges: "All loans come with buyback guarantee so the Loan originator will buy back loans in full with accrued interest, if a borrower is over 30, 60 or 90 days late."

Payment Guarantee
Available

Some loan originators promise monthly payments on behalf of the borrowers.

Rating System
Not available
Due Diligence
Available

ViVentor pledges to carry out due diligence of the loan originators: the company, its financial situation and its financial projections. Due Diligence would be carried out on a regular basis.

Skin in the Game
Available

ViVentor requires its loan originators to have at least 5% skin in the game.

Collaterals Property
Maximum Loan To Value (LTV) 75.00%

Viventor – is it a match?

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