Viventor Review

Description

Viventor is currently negatively debated in the investors community. The former CEO left the company and it remained without leadership for a while. Furthermore, market development is negative as the platform got a huge blow from the corona crisis. There is also a conflict of interest, as the investment company behind viventor – Atlantis Financiers – has been also a loan originator on the platform. In March 2021, Atlantis Financiers became suspended on ViVentor. The ratio between loans on the primary market and the secondary has increased with investors fleeing the platform. Note also: Although the company is legally registered in Latvia, it is effectively operating from Lithuania.

Visit Platform

Rating

⭑⭑ ⭒⭒⭒

2.0

based on 2 ratings

Key Facts

Investment Structures	Marketplace (peer-to-business)
Originator Types	Loan Originators
Investing Into	Business Loans, Consumer Loans, Leasing, Real Estate
HQ Country	Latvia

Investments

Interest Rates	6.00% – 16.00%
Number of Originators	17
Number of Countries	14
Currencies	EUR
Minimum Investment	10 EUR

Statistics

Average Net Return	13.60%
Total Loans Funded	139,992,266 EUR
Loans Outstanding	n/a
Loans Current	n/a
Loans Late	n/a
Loans 1 To 15 Days Late	n/a
Loans 16 To 30 Days Late	n/a
Loans 31 To 60 Days Late	n/a
Loans 60 Plus Days Late	n/a
Loans Defaulted (In Recovery)	n/a
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	7,446
Average Amount Per Investor	n/a
Principal Returned	n/a
Interest Earned	n/a
Late Fees Earned	n/a

Features

Auto-Invest	Available as: Auto-Invest
Manual-Invest	Available
Secondary Market	Available
Instant Cash-Out	Not available

Risk & Security

Buyback Guarantee	Available
viventor pledges: "All loans come with buyback guarantee so the Loan originator will buy back loans in full with accrued interest, if a borrower is over 30, 60 or 90 days late."
Payment Guarantee	Available
Some loan originators promise monthly payments on behalf of the borrowers.
Rating System	Not available

Due Diligence	Available
ViVentor pledges to carry out due diligence of the loan originators: the company, its financial situation and its financial projections. Due Diligence would be carried out on a regular basis.
Skin in the Game	Available
ViVentor requires its loan originators to have at least 5% skin in the game.
Collaterals	Property
Maximum Loan To Value (LTV)	75.00%

Viventor – is it a match?

Disclosure

This page may contain affiliate links. If you sign up with an investment platform via the buttons and links provided on this page, beyondp2p can be rewarded with a commission. That does not mean that you have to pay money! Quite the contrary: Depending on the offer, you may enjoy cash backs and bonuses. Signing up with these links is a direct way of supporting our work. Thank you!

Made with 🍅🥖️ near Barcelona

Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.