Bondora Review

Bondora is an established and early player in the European p2p arena. Having a main focus on consumer credits, bondora focuses on a fully-automatized investment experience. There is no manual investing available. Bondora is mostly valued for it's Go&Grow product. It is a lower risk, lower return product that still provides for a constant cash flow. Otherwise bondora's portfolio is rather risky.

Rating

⭑⭑⭑⭑ ⭒

3.8

based on 8 ratings

Key Facts

Investment Structures	Direct (peer-to-peer)
Originator Types	Peers
Investing Into	Consumer Loans
HQ Country	Estonia

Investments

Interest Rates	n/a
Number of Originators	n/a
Number of Countries	n/a
Currencies	EUR
Minimum Investment	1 EUR

Statistics

Average Net Return	8.40%
Total Loans Funded	427,400,000 EUR
Loans Outstanding	n/a
Loans Current	n/a
Loans Late	n/a
Loans 1 To 15 Days Late	n/a
Loans 16 To 30 Days Late	n/a
Loans 31 To 60 Days Late	n/a
Loans 60 Plus Days Late	n/a
Loans Defaulted (In Recovery)	n/a
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	162,089
Average Amount Per Investor	n/a
Principal Returned	n/a
Interest Earned	n/a
Late Fees Earned	n/a

Features

Auto-Invest	Available as: Go & Grow, Portfolio Manager, Portfolio Pro
You have to activate the Auto-Transfer feature in order to have a fully automatized investment flow. Bondora pledges 6.75% returns per year when investing with Go & Grow. Be aware: as of September 2020, bondora has limited the monthly deposit to Go & Grow accounts to 1000 EUR. With Portfolio Manager you can pick your personal risk level and start investing. Portfolio Pro offers you a wide range of customization.
Manual-Invest	Not available
Secondary Market	Available
Instant Cash-Out	Available as: Go & Grow

Risk & Security

Buyback Guarantee	Not available

Payment Guarantee	Not available

Rating System	Available
AA (lowest risk), A, B, C, D, E, F, HR (highest risk)
Due Diligence	Available

Skin in the Game	Not available

Collaterals	n/a
Maximum Loan To Value (LTV)	n/a

Bondora – is it a match?

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Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.