Bondora Review


Bondora is an established and early player in the European p2p arena. Having a main focus on consumer credits, bondora focuses on a fully-automatized investment experience. There is no manual investing available. Bondora is mostly valued for it's Go&Grow product. It is a lower risk, lower return product that still provides for a constant cash flow. Otherwise bondora's portfolio is rather risky.

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based on 8 ratings

Key Facts

Investment Structures Direct (peer-to-peer)
Originator Types Peers
Investing Into Consumer Loans
HQ Country country image Estonia


Interest Rates n/a
Number of Originators n/a
Number of Countries n/a
Currencies EUR
Minimum Investment 1 EUR


Average Net Return 8.40%
Total Loans Funded 427,400,000 EUR
Loans Outstanding n/a
Loans Current n/a
Loans Late n/a
Loans 1 To 15 Days Late n/a
Loans 16 To 30 Days Late n/a
Loans 31 To 60 Days Late n/a
Loans 60 Plus Days Late n/a
Loans Defaulted (In Recovery) n/a
Loans Defaulted (Recovered) n/a
Loans Defaulted (Written Off) n/a
Investors 162,089
Average Amount Per Investor n/a
Principal Returned n/a
Interest Earned n/a
Late Fees Earned n/a


Available as: Go & Grow, Portfolio Manager, Portfolio Pro

You have to activate the Auto-Transfer feature in order to have a fully automatized investment flow. Bondora pledges 6.75% returns per year when investing with Go & Grow. Be aware: as of September 2020, bondora has limited the monthly deposit to Go & Grow accounts to 1000 EUR. With Portfolio Manager you can pick your personal risk level and start investing. Portfolio Pro offers you a wide range of customization.

Not available
Secondary Market
Instant Cash-Out
Available as: Go & Grow

Risk & Security

Buyback Guarantee
Not available
Payment Guarantee
Not available
Rating System

AA (lowest risk), A, B, C, D, E, F, HR (highest risk)

Due Diligence
Skin in the Game
Not available
Collaterals n/a
Maximum Loan To Value (LTV) n/a

Bondora – is it a match?

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