Lendermarket is a rather small, but fine platform to invest in consumer loans all over Europe. It is the direct investment platform of loans from the Creditstar group. Creditstar is known as one of the top lenders on the mintos marketplace. Due to this popularity, Lendermarket has grown since its launch in May 2019 to attract around 11.300 investors, having funded around 323 million Euro of loans. With 12-15% of interest, Lendermarket pays attractive returns to the investors. In May 2022, Lendermarket announced a partnership with credory.ee in order to offer also investments into real estate backed loans. Update July 2022: be aware that Creditstar loans on mintos are undergoing a restructuring because of increased pending payments. Potential repercussions should be studied carefully.
|Lendermarket||12.00% – 15.00%|
Number of Originators
Number of Countries
Average Net Return
Total Loans Funded
Loans 1 To 15 Days Late
Loans 16 To 30 Days Late
Loans 31 To 60 Days Late
Loans 60 Plus Days Late
Loans Defaulted (In Recovery)
Loans Defaulted (Recovered)
Loans Defaulted (Written Off)
Average Amount Per Investor
Late Fees Earned
Loan Originators Statistics new
Available as: Auto-Invest, Re-Invest
Risk & Security
Available as: Buyback Guarantee, Group Buyback Guarantee
According to Lendermarket: "Buyback Guarantee is a risk protection measure to make investing safe. It is a guarantee from the loan originator to the investor for a particular loan to automatically repay the investment and accrued interest when the loan is overdue for 60 days. Buyback Guarantees secure all loans at Lendermarket. Group Buyback Guarantee ensures an additional level of protection. It is a corporate guarantee by Creditstar Group, the parent company of the loan originators, which means that in case of insolvency of a loan originator, Creditstar Group will cover all the liabilities of this loan originator that arise from the Buyback obligations."
Due Diligence is carried out through Creditstar group.
|Skin in the Game|
Creditstar loan originators usually have 5% of skin in the game.
Maximum Loan To Value (LTV)
Sign Up Bonus
The investor receives a bonus of 1% of the Net Deposited Funds during the first 60 days after the investor is successfully validated. The investor will receive this amount within 5 business days, after the 60 days period.
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