PeerBerry is a relatively young platform operating since 2017. Its founding company was the AventusGroup that has been involved in the credit business since 2009. After its foundation, PeerBerry was sold to private investors. The loan portfolio has been diversified since then. You can invest in consumer, business, leasing and real estate loans from 23 loan originators. With that amount of loan originators, PeerBerry seems to set off to compete with other marketplaces like Mintos. The user interface and experience is rather top notch. All together, PeerBerry is one of our favorite p2p lending platforms to invest into. Positively must be emphasized their outstanding corporate communication being constantly in contact with the investor community. Nevertheless, it has been occasionally criticized that the so called group guarantee is a shallow term as legally there would not be such entity as the "Aventus Group".
Business Loans, Consumer Loans, Leasing, Real Estate
HQ Country
PeerBerry
Latvia
Investments
Interest Rates
PeerBerry
9.00%
–
11.00%
Number of Originators
PeerBerry
23
Number of Countries
PeerBerry
8
Currencies
PeerBerry
EUR
Minimum Investment
PeerBerry
10
EUR
Statistics
Average Net Return
PeerBerry
11.11%
Total Loans Funded
PeerBerry
2b
EUR
Loans Outstanding
PeerBerry
105m
EUR
Loans Current
PeerBerry
88m
EUR
Loans Late
PeerBerry
17m
EUR
Loans 1 To 15 Days Late
PeerBerry
17m
EUR
Loans 16 To 30 Days Late
PeerBerry
0
EUR
Loans 31 To 60 Days Late
PeerBerry
0
EUR
Loans 60 Plus Days Late
PeerBerry
0
EUR
Loans Defaulted (In Recovery)
PeerBerry
n/a
Loans Defaulted (Recovered)
PeerBerry
n/a
Loans Defaulted (Written Off)
PeerBerry
n/a
Investors
PeerBerry
65,302
Average Amount Per Investor
PeerBerry
n/a
Principal Returned
PeerBerry
n/a
Interest Earned
PeerBerry
19m
EUR
Late Fees Earned
PeerBerry
n/a
Loan Originators Statistics
new
PeerBerry
n/a
Features
Auto-Invest
PeerBerry
Available
Manual-Invest
PeerBerry
Available
Instant Cash-Out
PeerBerry
Not available
Secondary Market
PeerBerry
Not available
Risk & Security
Buyback Guarantee
PeerBerry
Available as:
Buyback Guarantee, Group Guarantee
The loan originators on PeerBerry usually guarantee to take over a loan if the borrower fails to pay after 60 days. Furthermore, in case a loan originator is insolvent and cannot pay back the money, the main partners of PeerBerry – the Aventus group and the Gofingo group – guarantee to payback investors. This is called "group guarantee". However, members of the investor community have criticized that legally there exist no "Aventus group" as an entity. And thus, the group guarantee may be a shallow term.
Payment Guarantee
PeerBerry
Not available
Rating System
PeerBerry
Not available
Due Diligence
PeerBerry
Not available
Skin in the Game
PeerBerry
Not available
Collaterals
PeerBerry
n/a
Maximum Loan To Value (LTV)
PeerBerry
n/a
PeerBerry – is it a match?
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