Another medium sized player from the Baltic p2p power house, operating since 2016. ViaInvest brokers loans to both individuals as well as businesses. The following loan types are available: short-term loans, installment loans, credit line or business loans. The platform is owned by the corporate Via SMS group that exists since 2008. From the business point of view, ViaInvest is a reliable and stable player and enjoys trust among investors. Pain points are that loan demand constantly exceeds supply causing serious cash drag on the platform. Furthermore, the IT stack is old and page loading speed at times very slow.
As mentioned below manual invest, cash drag is not helping the investment experience. However, some investors say that resaving your auto-invest settings once in a while helps to trick the algorithm in picking up your portfolio automatically again.
Manual-Invest
ViaInvest
Available as:
Loan Listing
Investors suffer from cash drag on the ViaInvest primary market. Currently, demand for loans exceeds supply. Please check our telegram bot for help! It informs you when new loans are available on the platform.
Instant Cash-Out
ViaInvest
Not available
Secondary Market
ViaInvest
Not available
Risk & Security
Buyback Guarantee
ViaInvest
Available
ViaInvest loans usually come with a 30 days buyback guarantee. Buyback Guarantee does NOT apply to business loans. It has been issued in intervies that the owning corparate, the VIA SMS Group, may assume guarantees on behalf of ViaInvest.
Payment Guarantee
ViaInvest
Not available
Rating System
ViaInvest
Not available
Due Diligence
ViaInvest
Not available
Skin in the Game
ViaInvest
Available
Loan Originators may have 5% skin in the game.
Collaterals
ViaInvest
n/a
Maximum Loan To Value (LTV)
ViaInvest
n/a
ViaInvest – is it a match?
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