InSoil Review

We currently do not have an in-depth review for this platform.

Rating

⭒⭒⭒⭒⭒

Key Facts

Investment Structures	Marketplace (peer-to-business)
Originator Types	Project Originators
Investing Into	Business Loans
HQ Country	Lithuania

Investments

Interest Rates	12.00% – 14.00%
Number of Originators	n/a
Number of Countries	5
Currencies	n/a
Minimum Investment	100 EUR

Statistics

Average Net Return	3.14%
Total Loans Funded	61,954,979 EUR
Loans Outstanding	32,159,218 EUR
Loans Current	26,168,059 EUR
Loans Late	n/a
Loans 1 To 15 Days Late	n/a
Loans 16 To 30 Days Late	n/a
Loans 31 To 60 Days Late	n/a
Loans 60 Plus Days Late	n/a
Loans Defaulted (In Recovery)	5,991,159 EUR
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	12,668
Average Amount Per Investor	10,276 EUR
Principal Returned	29,795,761 EUR
Interest Earned	7,859,953 EUR
Late Fees Earned	n/a

Features

Auto-Invest	Available
Available. HeavyFinance offers an auto-invest feature that allows investors to automate their investments according to predefined criteria.
Manual-Invest	Available
Available. Investors can manually select and invest in individual loans listed on the platform.
Secondary Market	Available
Available. HeavyFinance provides a secondary market where investors can buy and sell existing investments, offering increased liquidity.
Instant Cash-Out	Available
Instant Cash-Out: Not available. The platform does not offer an instant cash-out feature; liquidity depends on the ability to sell investments on the secondary market.

Risk & Security

Buyback Guarantee	Available
Buyback Guarantee: Not available. HeavyFinance does not offer a buyback guarantee. Instead, loans are secured by collateral such as heavy machinery or farmland.
Payment Guarantee	Available
Payment Guarantee: Not available. There is no payment guarantee; returns depend on borrower repayments.
Rating System	Available
Rating System: Available. The platform assigns risk ratings to loans, helping investors assess the risk associated with each investment.
Due Diligence	Available
Due Diligence: Available. HeavyFinance conducts due diligence on borrowers and provides detailed information about each loan, including financial data and collateral details.
Skin in the Game	Not available

Collaterals	Inventory
Maximum Loan To Value (LTV)	70.00%

Sign Up Bonus

Our P2P cashback blog post features the latest InSoil cashback and bonus offers.

Disclosure

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Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.