LANDE Review

Description

LANDE is a crowdfunding platform from Latvia. The platform focuses on low risk loans for farmers, real estate developers and small-medium enterprises of the housing sector. Recently, the platform has introduced a new product, also rooted in agriculture: grain and harvest loans. LANDE highlights investors security through: low average Loan-To-Value of 37%, being audited by lemonway or that all investments are held on a seggregated account of BNP Paribas. Since March 2023, the platform also offers investments in Romania.

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Rating

⭑⭑⭑⭑ ⭒

4.0

based on 4 ratings

Key Facts

Investment Structures	Direct (peer-to-peer)
Originator Types	Peers
Investing Into	Business Loans, Real Estate
HQ Country	Latvia

Investments

Interest Rates	11.00% – 13.00%
Number of Originators	2
Number of Countries	3
Currencies	EUR
Minimum Investment	50 EUR

Statistics

Average Net Return	10.09%
Total Loans Funded	4,440,305 EUR
Loans Outstanding	n/a
Loans Current	n/a
Loans Late	n/a
Loans 1 To 15 Days Late	n/a
Loans 16 To 30 Days Late	n/a
Loans 31 To 60 Days Late	n/a
Loans 60 Plus Days Late	n/a
Loans Defaulted (In Recovery)	n/a
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	1,792
Average Amount Per Investor	2,688 EUR
Principal Returned	n/a
Interest Earned	n/a
Late Fees Earned	n/a

Features

Auto-Invest	Available
With December 2021, LANDE has launched an auto-invest feature. The minimum amount for investment per project is 50€. You can create basic or more advanced strategies. The latter allow you to fine-tune your investments.
Manual-Invest	Available
In June 2021, the platform introduced VIBAN (virtual IBAN) accounts for each investor account. Funds are allocated to the VIBAN accounts within 24 hours of transfer.
Secondary Market	Available
Instant Cash-Out	Not available

Risk & Security

Buyback Guarantee	Not available

Payment Guarantee	Not available

Rating System	Not available

Due Diligence	Available

Skin in the Game	Available
LANDE is cofunding every project with 5%.
Collaterals	Property, Business Guarantee, Inventory
Maximum Loan To Value (LTV)	55.00%

Sign Up Bonus

Earn 1% cashback from your invested amount during the first 180 days.

Disclosure

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Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.