LANDE Review


LANDE is a crowdfunding platform from Latvia. The platform focuses on low risk loans for farmers, real estate developers and small-medium enterprises of the housing sector. Recently, the platform has introduced a new product, also rooted in agriculture: grain and harvest loans. LANDE highlights investors security through: low average Loan-To-Value of 37%, being audited by lemonway or that all investments are held on a seggregated account of BNP Paribas. Since March 2023, the platform also offers investments in Romania.

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based on 4 ratings

Key Facts

Investment Structures Direct (peer-to-peer)
Originator Types Peers
Investing Into Business Loans, Real Estate
HQ Country country image Latvia


Interest Rates 11.00% – 13.00%
Number of Originators 2
Number of Countries 3
Currencies EUR
Minimum Investment 50 EUR


Average Net Return 10.09%
Total Loans Funded 4,440,305 EUR
Loans Outstanding n/a
Loans Current n/a
Loans Late n/a
Loans 1 To 15 Days Late n/a
Loans 16 To 30 Days Late n/a
Loans 31 To 60 Days Late n/a
Loans 60 Plus Days Late n/a
Loans Defaulted (In Recovery) n/a
Loans Defaulted (Recovered) n/a
Loans Defaulted (Written Off) n/a
Investors 1,792
Average Amount Per Investor 2,688 EUR
Principal Returned n/a
Interest Earned n/a
Late Fees Earned n/a



With December 2021, LANDE has launched an auto-invest feature. The minimum amount for investment per project is 50€. You can create basic or more advanced strategies. The latter allow you to fine-tune your investments.


In June 2021, the platform introduced VIBAN (virtual IBAN) accounts for each investor account. Funds are allocated to the VIBAN accounts within 24 hours of transfer.

Secondary Market
Instant Cash-Out
Not available

Risk & Security

Buyback Guarantee
Not available
Payment Guarantee
Not available
Rating System
Not available
Due Diligence
Skin in the Game

LANDE is cofunding every project with 5%.

Collaterals Property, Business Guarantee, Inventory
Maximum Loan To Value (LTV) 55.00%

Sign Up Bonus

Earn 1% cashback from your invested amount during the first 180 days.

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