PeerBerry Review

PeerBerry is a relatively young platform operating since 2017. Its founding company was the AventusGroup that has been involved in the credit business since 2009. After its foundation, PeerBerry was sold to private investors. The loan portfolio has been diversified since then. You can invest in consumer, business, leasing and real estate loans from 23 loan originators. With that amount of loan originators, PeerBerry seems to set off to compete with other marketplaces like Mintos. The user interface and experience is rather top notch. All together, PeerBerry is one of our favorite p2p lending platforms to invest into. Positively must be emphasized their outstanding corporate communication being constantly in contact with the investor community. Nevertheless, it has been occasionally criticized that the so called group guarantee is a shallow term as legally there would not be such entity as the "Aventus Group".

Rating

⭑⭑⭑⭑ ⭒

4.3

based on 5 ratings

Key Facts

Investment Structures	Marketplace (peer-to-business)
Originator Types	Loan Originators
Investing Into	Business Loans, Consumer Loans, Leasing, Real Estate
HQ Country	Croatia

Investments

Interest Rates	9.00% – 11.00%
Number of Originators	23
Number of Countries	8
Currencies	EUR
Minimum Investment	10 EUR

Statistics

Average Net Return	11.11%
Total Loans Funded	1,573,365,957 EUR
Loans Outstanding	105,817,503 EUR
Loans Current	87,701,546 EUR
Loans Late	18,115,956 EUR
Loans 1 To 15 Days Late	18,115,956 EUR
Loans 16 To 30 Days Late	0 EUR
Loans 31 To 60 Days Late	0 EUR
Loans 60 Plus Days Late	0 EUR
Loans Defaulted (In Recovery)	n/a
Loans Defaulted (Recovered)	n/a
Loans Defaulted (Written Off)	n/a
Investors	65,570
Average Amount Per Investor	n/a
Principal Returned	n/a
Interest Earned	18,782,575 EUR
Late Fees Earned	n/a

Features

Auto-Invest	Available
Manual-Invest	Available
Secondary Market	Not available
Instant Cash-Out	Not available

Risk & Security

Buyback Guarantee	Available as: Buyback Guarantee, Group Guarantee
The loan originators on PeerBerry usually guarantee to take over a loan if the borrower fails to pay after 60 days. Furthermore, in case a loan originator is insolvent and cannot pay back the money, the main partners of PeerBerry – the Aventus group and the Gofingo group – guarantee to payback investors. This is called "group guarantee". However, members of the investor community have criticized that legally there exist no "Aventus group" as an entity. And thus, the group guarantee may be a shallow term.
Payment Guarantee	Not available

Rating System	Not available

Due Diligence	Not available

Skin in the Game	Not available

Collaterals	n/a
Maximum Loan To Value (LTV)	n/a

PeerBerry – is it a match?

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Legal Notice

This is not an offer to invest. Investing in financial instruments involves risk. No investment is guaranteed, and there is always a risk of partial or full loss of invested funds. This information is not investment advice or a recommendation. All investment decisions shall be made by you independently, taking into account all your personal circumstances. BeyondP2P earns commissions from platforms when you sign up through our affiliate links. This can influence how prominently platforms are displayed, but we strive not to let it influence us on how we write about them.