Another medium sized player from the Baltic p2p power house, operating since 2016. ViaInvest brokers loans to both individuals as well as businesses. The following loan types are available: short-term loans, installment loans, credit line or business loans. The platform is owned by the corporate Via SMS group that exists since 2008. From the business point of view, ViaInvest is a reliable and stable player and enjoys trust among investors. Pain points are that loan demand constantly exceeds supply causing serious cash drag on the platform. Furthermore, the IT stack is old and page loading speed at times very slow.
|Investment Structures||Marketplace (peer-to-business)|
|Originator Types||Loan Originators|
|Investing Into||Business Loans, Consumer Loans|
|Interest Rates||8.00% – 12.00%|
|Number of Originators||7|
|Number of Countries||6|
|Minimum Investment||10 EUR|
|Average Net Return||12.00%|
|Total Loans Funded||n/a|
|Loans 1 To 15 Days Late||n/a|
|Loans 16 To 30 Days Late||n/a|
|Loans 31 To 60 Days Late||n/a|
|Loans 60 Plus Days Late||n/a|
|Loans Defaulted (In Recovery)||n/a|
|Loans Defaulted (Recovered)||n/a|
|Loans Defaulted (Written Off)||n/a|
|Average Amount Per Investor||n/a|
|Late Fees Earned||n/a|
Available as: Auto-Invest
As mentioned below manual invest, cash drag is not helping the investment experience. However, some investors say that resaving your auto-invest settings once in a while helps to trick the algorithm in picking up your portfolio automatically again.
Available as: Loan Listing
Investors suffer from cash drag on the ViaInvest primary market. Currently, demand for loans exceeds supply. Please check our telegram bot for help! It informs you when new loans are available on the platform.
ViaInvest loans usually come with a 30 days buyback guarantee. Buyback Guarantee does NOT apply to business loans. It has been issued in intervies that the owning corparate, the VIA SMS Group, may assume guarantees on behalf of ViaInvest.
|Skin in the Game|
Loan Originators may have 5% skin in the game.
|Maximum Loan To Value (LTV)||n/a|